KYB (Know Your Business)
Ayrıca şöyle anılır Know Your Business, business KYC, KYB check, beneficial ownership verification
KYB, Know Your Business, is what KYC becomes when the "customer" being verified is a company instead of a person. A bank, payment processor, or crypto exchange onboarding a corporate client can't run a document-and-face-match check the way it would for an individual; instead it has to confirm the company is legally real (registered, in good standing, not dissolved), identify who actually controls it (its beneficial owners, the natural persons who, directly or indirectly, own or control the company above a threshold most regulation sets at 25%), verify its officers and directors, and screen the company and each of those beneficial owners against sanctions and politically-exposed- person lists.
The reason beneficial ownership matters so much is that a company is, legally, a fiction, shell companies exist specifically to let a real person hide behind layers of corporate structure. KYB exists to pierce that structure and answer "who is the actual human being that ultimately controls or benefits from this entity," which is a harder, multi-hop question than verifying an individual's ID.
Who actually built this
The same body that shapes KYC's global baseline, the Financial Action Task Force, wrote the beneficial-ownership recommendations (FATF Recommendations 24 and 25) that KYB programs are built to satisfy. National implementations followed: the EU's Anti-Money Laundering Directives require every member state to maintain a central register of beneficial ownership; the United States passed the Corporate Transparency Act to create an equivalent federal registry. None of this is Solidus's design: it's decades of company-law and AML policy Solidus would have to build against, not around.
Solidus today
Solidus has not built a KYB product. Solidus Verify's pipeline is scoped to natural- person identity verification, document capture, liveness, and face matching for an individual, and has no company-registry integration, no beneficial-ownership resolution, and no entity-level screening of any kind. This tracks the same deliberate sequencing named under AML: the reusable-credential wedge is aimed at individual-consumer verticals first, where a relying party doesn't need entity-level trust to accept a credential. There is no committed date for a KYB product on Solidus's roadmap.
See also
KYC is the individual-level check KYB extends to entities. AML and Sanctions Screening are the compliance layers a real KYB program would need on top of entity verification itself. Trust Registry is the mechanism a future relying party would use to decide how much to trust a verified entity's credential.
Nereden geliyor
Bunu başkası belirtti. Solidus bir araya getiriyor.
KYB is the business-entity analogue of KYC, grown out of the same regulatory lineage: the Financial Action Task Force's Recommendations 24 and 25 on beneficial ownership transparency, implemented nationally through company-registry law and AML directives (the EU's AMLD series requires member states to maintain central beneficial-ownership registers; the US Corporate Transparency Act does the equivalent for American entities). It is regulator-defined compliance practice, not a Solidus design, and Solidus does not perform it.
Bunu nasıl doğrularsınız
Solidus bunu inşa etmedi. Girdi kavramı açıklıyor.
None. This entry states what has not been built, not what has.