AML (Anti-Money Laundering)
Ayrıca şöyle anılır Anti-Money Laundering, AML/CFT
Anti-Money Laundering is the set of laws and controls that require financial (and financial-adjacent) businesses to prevent, detect, and report the movement of illicitly obtained money through their systems. It's broader than checking a customer's identity once at signup, AML programs also watch transactions over time for suspicious patterns, screen customers against sanctions and politically-exposed-person lists, and require filing reports when something looks wrong. KYC is the front door of an AML program; AML is the whole house.
Who actually built this
The US Bank Secrecy Act (1970) is the foundational law requiring financial institutions to assist government agencies in detecting and preventing money laundering. The Financial Action Task Force (FATF), an intergovernmental body founded in 1989, turned this into a global standard through its 40 Recommendations, which almost every country's financial regulator maps its own rules to. The EU's Anti-Money Laundering Directive series and Türkiye's MASAK (Mali Suçları Araştırma Kurulu) are two of the national implementations. None of it is a Solidus design.
Solidus today
Solidus has not built AML tooling, no transaction monitoring, no sanctions/PEP screening, no suspicious-activity reporting. This is deliberate, not an oversight: the reusable-KYC wedge is launching first into verticals where relying parties don't need AML-grade trust to accept a reused credential (a hotel doesn't need to sanctions-screen a returning guest the way a bank needs to screen a new account holder). Regulated financial use of Solidus credentials is a later phase, gated on AML work that hasn't started.
See also
KYC and IDV are the identity-verification legs AML builds on top of. Trust Registry and Level of Assurance are the mechanisms a future AML-aware relying party would use to decide whether to trust a reused credential at all.
Nereden geliyor
Bunu başkası belirtti. Solidus bir araya getiriyor.
AML is a body of law and regulatory practice built over five decades, starting with the US Bank Secrecy Act (1970) and globalized through the Financial Action Task Force (FATF)'s 40 Recommendations. It covers more than checking who someone is at onboarding, it includes ongoing transaction monitoring, sanctions and politically-exposed-person (PEP) screening, and suspicious-activity reporting, implemented nationally (the EU's AMLD series; Türkiye's MASAK). None of this was written by Solidus, and Solidus does not perform most of it today.
Bunu nasıl doğrularsınız
Solidus bunu inşa etmedi. Girdi kavramı açıklıyor.
None. This entry states what has not been built, not what has, no proof is invented where none exists.